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Universal Life Insurance

Universal Life Insurance offers more flexibility as life changes. While universal life is typically used for estate planning and to cover your family’s expenses in the event of your passing, you do have the ability to make changes along the way. You can change your premium or coverage amounts over the course of your life. Universal life is designed for lifetime coverage.

Details to know about whole life insurance:

  • Possible to earn dividends
  • Ability to increase / decrease your death benefit and premium
  • Access to cash value through insured’s lifetime
  • Able to accumulate cash value that increases over time on a tax-free status
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